If you've never sold a property for cash before, the process is less transparent than a traditional estate-agent sale. Estate-agent transactions involve home reports, viewings, offer-over processes, chains and mortgages — all of which are visible and familiar. Cash sales cut out most of those steps, which is great for speed but can feel opaque from the seller's side. This page walks through every stage of a Scottish cash sale from first enquiry to completion day, with typical timescales and who does what at each stage.
How we help — how does cash house buying work Scotland
Clear 6-step process — nothing hidden, no surprise steps mid-sale
Named contact throughout — no call-centre experience
We lead the paperwork, you appoint your solicitor, and your solicitor reviews our side
Weekly update calls so you're never wondering where you are in the process
We cover all the legal costs, so process complexity doesn't cost you more
Firm timeline commitment: 14–28 days is normal; anything longer is unusual and explained
The 6-step Scottish cash sale process
Step 1: Enquiry and indicative valuation (same day). You call or submit details online; we provide an indicative figure based on comparables within 30 minutes to 2 hours. No obligation.
Step 2: Property viewing (2–5 days). We visit the property (external-only for tenanted properties, internal for others). Viewing takes 20–45 minutes. This informs our firm offer.
Step 3: Firm written offer (48 hours after viewing). We issue a firm offer in writing with price, completion date, and any conditions. Offer is valid for 30 days.
Step 4: Missives (7–14 days from acceptance). Scottish equivalent of exchange. Your solicitor and ours negotiate missives letters — usually 3–5 rounds of letters over 7–14 days. Missives are concluded when your solicitor writes confirming agreement on all terms.
Step 5: Disposition and search work (7–14 days). The Scottish conveyancing equivalent of English 'exchange to completion'. Your solicitor prepares the disposition (transfer document); we complete property and title searches.
Step 6: Completion (day of settlement). Your solicitor receives the funds from our solicitor, settles any mortgage and fees, and transfers the balance to your account. We take title and keys the same day.
Frequently asked questions
How long does it really take?
14–28 days from acceptance to completion is typical. A truly urgent sale (repossession imminent, for example) can close in 7 working days. Complex titles or matrimonial-home issues can extend to 21–35 days.
Who pays the legal fees?
We do. We cover both sides' solicitor fees as standard. The only exception is if a complicating factor arises that requires specialist legal work beyond normal conveyancing (e.g. a matrimonial home consent dispute) — that's sometimes rolled into a renegotiated final price.
Do I need my own solicitor?
Yes — you should always have independent legal advice on the sale of a property. We'll never recommend our solicitor to you. If you need a solicitor, the Law Society of Scotland has a search tool at lawscot.org.uk.
What if I change my mind part-way through?
Before missives are concluded: no cost, no penalty. You walk away. After missives conclusion: the sale is legally binding on both sides. Pulling out after that point can attract damages. Most of our sellers never reach the point of second thoughts — we pace the process to let you decide with full information at each step.
We buy across every Scottish city and town
Wherever the property is in Scotland, we cover it. Browse by location:
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Selling your home doesn’t have to be stressful. We offer fair, fast cash offers for property owners across Scotland — with no fees, no delays, and complete transparency every step of the way.
